Ged,

Many thanks for your question.

Essential expenditure is classed as all living expenses which are necessary for your month to month living requirements.

For further information regarding how these costs are broken down, please see the question below which gives further information as to how the monthly payment to your IVA is calculated.

Will I have enough money to live on?

If I can be of any further assistance, please do not hesitate to contact me.

Regards