I am in an IVA but my partner and I have decided to separate. Can you advise if any help can be given to help me cope with the financial changes to my lifestyle whilst still in my IVA? At the moment, I don't know what to do and can't afford to rent another property.

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I am sorry to hear about your situaion.  Deciding to separate must have been a very hard decision and I do understand the additional financial pressure this will put on you and your partner. Our advice would be to contact your IP as soon as possible and discuss the situation with them.  It might be that they can come to an arrangement to reduce the IVA costs to enable you and your partner to live separately. Creditors will often support this, as the alternative may be that you both opt for bankruptcy and the companies you owe will otherwise get little or nothing back.

When looking for alternative accommodation do be aware that landlords will run credit checks before accepting your offer.  Some are very understanding of financial situations such as IVAs and we can also provide a reference for you, if we are your IVA company.